Koenigsegg Jesko Finance in 2026: From Allocation Deposit to Delivery
A Jesko allocation is a line in an order book, not a car. For a buyer who holds one, the money leaves in two very different moments: a deposit paid to secure the build slot, often long before a chassis exists, and a far larger balance due when the car is finished and ready to hand over. Finance fits neatly into only the second of those. That catches people out, because the natural assumption is that a lender can fund the whole journey. It usually cannot, and the reason is simple. An asset lender takes security over a car, and until the car is built there is nothing to secure. This guide follows a hypothetical Koenigsegg Jesko at a £3,000,000 reference price from allocation to delivery, shows what the monthly figures look like at different deposits, and covers the other way in: buying a Jesko that someone else has already taken delivery of.
Koenigsegg Finance is part of Hypercar Finance, a trading name of Lenzie Consulting Ltd (company number 08174104). We arrange finance. We are not a lender, not a dealer, and we do not sell cars or allocations. The business is not authorised or regulated by the FCA. Agreements entered into wholly or predominantly for business purposes are not regulated consumer credit, and we arrange those directly; where an agreement is regulated consumer credit we introduce it to an FCA authorised broker partner, which carries the regulated activity and any advice. There is no minimum advance. Every figure here is indicative, not an offer.
Not affiliated with Koenigsegg Automotive AB. Vehicle marques named here are the trade marks of their respective owners.
In the episode below, Georgina walks through the gap between securing a build slot and taking delivery, and where finance fits in.
From allocation to delivery: when the money is needed
New Koenigseggs are allocated to buyers years ahead of build, against a deposit, and the Jesko is no exception. According to manufacturer data the run is 125 cars across the Attack and Absolut versions, and the reference price we work from on our Koenigsegg Jesko finance page is £3,000,000. With a run that size, the order book matters more than any showroom.
Here is how the money typically moves, and how each stage tends to be funded.
| Stage | What is paid | How it is usually funded |
|---|---|---|
| Allocation | A deposit to secure a build slot, set by the seller | Your own funds, because there is no car to secure |
| Specification and build | Any further payments the order sets out | Usually your own funds as well |
| Delivery | The balance of the price | Hire purchase or lease purchase, secured on the finished car |
| Later | Nothing, or a refinance | Capital released against the car if its value supports it |
A Jesko allocation is a place in a queue, and no lender can take security over a place in a queue.
Three practical points follow. First, share the order paperwork with us early, because whether a lender will treat your allocation deposit as part of its own deposit requirement depends on how the order is written and on the lender. Second, credit approvals do not last forever, so the application is best timed to the expected delivery date rather than made the week the order is signed. Third, the car will need to be registered with the DVLA, and the lender will want its security in place, before the balance is released to the seller.
What Jesko finance costs at £3,000,000
Take the standard assumptions on our money site: 20 per cent down, 48 months and an indicative nominal rate of 8.9 per cent. The deposit is £600,000, leaving £2,400,000 to finance. This is a hypothetical example, not a quote.
The monthly rate is 8.9 per cent divided by 12, which is 0.7417 per cent. Raise 1 plus that rate to the 48th power and you get 1.4257. The annuity factor that turns a balance into a monthly payment is the monthly rate divided by (1 minus 1 over 1.4257), which comes to 0.024838.
On hire purchase, the whole £2,400,000 is repaid across the term. £2,400,000 multiplied by 0.024838 is about £59,610 a month. Over 48 months that is £2,861,280, so with the deposit the total payable is £3,461,280.
On lease purchase, 40 per cent of the full price, £1,200,000, is left to the end. Discounting that final payment by 1.4257 gives £841,672. The balance to amortise is £2,400,000 minus £841,672, which is £1,558,328, and multiplying by 0.024838 gives about £38,705 a month. Payments total £1,857,840, and adding the deposit and the final payment brings the total to £3,657,840.
That is £20,905 less each month on lease purchase, and £196,560 more in total, with £1,200,000 to find or refinance in the fourth year.
How the deposit changes the monthly figure
A car built 125 times has more sales evidence than a One:1, but not much more, and a lender can ask for a larger deposit to feel comfortable. Here is the same £3,000,000 Jesko at three deposit levels. The lease purchase column keeps the final payment at £1,200,000.
| Deposit | Paid up front | Hire purchase monthly | Hire purchase total | Lease purchase monthly | Lease purchase total |
|---|---|---|---|---|---|
| 20 per cent | £600,000 | £59,610 | £3,461,280 | £38,705 | £3,657,840 |
| 30 per cent | £900,000 | £52,159 | £3,403,632 | £31,254 | £3,600,192 |
| 40 per cent | £1,200,000 | £44,708 | £3,345,984 | £23,803 | £3,542,544 |
Each extra £300,000 down takes about £7,450 off the monthly payment and around £57,650 off the total cost. For buyers with the cash, putting more down is the cheapest lever available. For buyers who would rather keep that capital working in a business, the smaller deposit keeps it there at the price shown.
Buying a Jesko that has already been delivered
Not every buyer holds an allocation. The other route is a car that has already been delivered to a first owner. When we reviewed UK listings on 8 August 2026, one Jesko was advertised publicly: a 2025 car with 2,500 miles, at £3,550,000 before VAT and £4,260,000 including it. That is one asking price, not a market, and it should not be read as what any Jesko is worth.
The £710,000 between those two figures is VAT at 20 per cent, which is collected by HMRC. Whether a business buyer can recover any of it on a car is a question for your accountant, and it changes the amount that actually needs funding, so settle it before you apply.
The valuation also works differently. On an allocated car the lender has a known order price. On a delivered car it has an asking price, a history file and very few comparable sales, so the advance follows an agreed valuation of that specific car: its version, specification, mileage, service record and ownership chain. Using the same assumptions, the advertised car at £4,260,000 would work out at about £84,646 a month on hire purchase with £852,000 down, before any adjustment the lender makes after valuation.
Attack or Absolut, and why top speed does not move the lender
The Jesko was built in two forms, Attack and Absolut. The specification our Jesko page carries lists 1,600 bhp, 1,500 Nm and a top speed of 300 mph. Owners care deeply about which version they have. Lenders care far more about whether the car is original, whether every service has been done by a qualified specialist and whether the paperwork proves it.
A lender is funding the car’s value on the day, and on a car this rare that value lives in its history file. A complete record with a single owner can do more for the advance than any figure on the specification sheet.
Is a Jesko an investment?
People do ask, and the honest answer is that a car is not an income-producing asset. A Jesko pays no yield, costs money to insure, store and maintain, and its future value is not guaranteed. Some Koenigsegg models have risen in value over time, but that is history, not a forecast.
Lenders take the same view. They advance against what the car is worth now, not what someone hopes it will be worth, and they will not raise an advance because a buyer expects the car to appreciate. If it does rise in value, a refinance later can release some of that growth without a sale, subject to a fresh valuation.
Who signs the Jesko agreement
Many Jesko purchases are made through a limited company. A company borrowing sits outside the consumer credit regime, and at sums this size so does an agreement made wholly or predominantly for business purposes, and we arrange those directly. Directors guarantees are common. A personal agreement is likely to be regulated under the Consumer Credit Act 1974, which gives protections such as the right to end the agreement once 50 per cent of the total amount payable has been paid. Where that applies we introduce the case to an FCA authorised broker partner.
Outlook for Jesko buyers
With the run fixed at 125 cars, the Jesko market in the UK will stay small and mostly unpriced in public, which keeps every advance tied to an individual valuation. The Bank of England base rate is 3.75 per cent, held at the 30 July 2026 decision, with the next decision due on 17 September 2026. It is useful background on the cost of money, but it is not the rate a borrower pays: that is set by the lender for the specific car and case.
FAQ
Is there a Koenigsegg Jesko available to buy? Sometimes, and rarely in public. On 8 August 2026 we found one Jesko advertised in the UK, a 2025 car with 2,500 miles at £4,260,000 including VAT. New cars are allocated by the manufacturer and its dealers, and we do not sell cars, but we can arrange finance on a car you have found.
Can the Jesko go 300 mph? The specification our Jesko page carries lists a top speed of 300 mph. It is a figure no owner will use on a UK road, and it has no bearing on the finance: a lender prices the car’s condition, originality and history, not its top speed.
Is the Koenigsegg Jesko road legal in the UK? Yes. It is built as a road car, and cars sold in the UK are registered with the DVLA in the usual way. A car brought in privately from abroad has to be registered before it can be driven on UK roads, and a lender will want that done before the money moves.
How much is a Koenigsegg Jesko a month? At £3,000,000 with 20 per cent down over 48 months at 8.9 per cent, about £59,610 on hire purchase or £38,705 on lease purchase with a £1,200,000 final payment. A bigger deposit lowers both. These are indicative figures, not quotes.
Talk to us
If you hold a Jesko allocation, or have found a delivered car, tell us the order price or asking price and who will own it, and we will map the funding to the delivery date. Start with our Koenigsegg Jesko finance page, and compare the ways to pay for a Koenigsegg before we speak. See also every Koenigsegg we finance, from the CC8S to the CC850.
All figures in this article are indicative, not an offer, a quote or a financial promotion, and any agreement is subject to lender terms, valuation and full underwriting. This article was written by Matt Lenzie.