Hope Capital
Privately-funded non-bank bridging lender. No regulator approval limits — purely unregulated product.
What Hope Capital is good at
Non-regulated bridging where speed trumps rate — commercial and BTL exit.
Operating notes
Privately funded, so decisions aren't held up by committee. Can complete in 5–7 days on clean cases.
Property types they'll consider
- residential
- commercial
- BTL
- refurbishment
Who this lender suits
With typical completion around 7 days, Hope Capital is a good fit when timing is the constraint. As a non-bank specialist, Hope Capital can be more flexible on criteria than a challenger bank, though usually at a higher rate.
How to access Hope Capital
Most UK bridging lenders prefer broker introductions rather than direct enquiries. A broker with a current lender panel can run a case past Hope Capital alongside 3–4 alternatives and come back with indicative terms quickly.