Bridging Lender Directory · UK · 2026

Fast-completion UK bridging lenders.

UK bridging lenders that can realistically complete in 14 days or less on a clean case — privately-funded specialists without the committee hurdles of a bank, ordered by typical completion speed.

  1. Hope Capital

    Specialist Fast · ≤ 7 days
    Est. 2011

    Privately-funded non-bank bridging lender. No regulator approval limits — purely unregulated product.

    Best for: Non-regulated bridging where speed trumps rate — commercial and BTL exit

  2. LendInvest

    Specialist Fast · ≤ 10 days
    Est. 2008

    Tech-led specialist lender covering bridging, development finance and buy-to-let. Publicly listed on LSE AIM.

    Best for: Developers who want a single lender relationship across bridging and development

  3. MT Finance

    Specialist Fast · ≤ 10 days
    Est. 2008

    Specialist bridging and buy-to-let lender. Serves the broker market across England and Wales.

    Best for: Broker-introduced residential or BTL bridging with a clear exit

  4. West One Loans

    Regulated Specialist Fast · ≤ 10 days
    Est. 2007

    Specialist non-bank bridging lender across regulated and unregulated products. Part of Enra Specialist Finance.

    Best for: Fast, flexible bridging on larger or more complex residential schemes; heavy refurb facilities

  5. Octopus Real Estate

    Specialist Fast · ≤ 14 days
    Est. 2009

    Part of Octopus Group. Focus on residential bridging, development finance and healthcare property finance.

    Best for: Higher-ticket residential bridging and transitioning into development debt

What "fast" actually requires from you

A 7-day bridging completion is perfectly achievable with the right lender, but not without preparation at your end. To hit sub-14-day completion, you typically need:

  • A solicitor already instructed and with experience of bridging deals
  • Full title documents (HM Land Registry title, lease if leasehold)
  • Proof of income / exit plan (sale proceeds, remortgage terms, or maturing investment)
  • Recent valuation or agreement to an AVM / desktop valuation
  • ID + proof of address for all borrowers