Regulated UK bridging lenders.

UK challenger bank with a specialist-lending approach to regulated bridging and residential short-term finance.

Best for: Regulated residential bridging where the borrower qualifies for a challenger-bank product

Part of OSB Group. Regulated bridging alongside buy-to-let and residential mortgages.

Best for: Regulated residential bridging with a standard onward mortgage exit

UK challenger bank offering short-term property finance alongside a full lending suite. FCA-regulated.

Best for: Commercial or HMO bridging where the borrower wants a bank-regulated lender

One of the UK's largest specialist lenders, offering both regulated and non-regulated bridging. Broad product range across residential, commercial and buy-to-let.

Best for: Mid-market bridging on residential or mixed-use where lender appetite matters as much as rate

UK challenger bank offering structured property finance including short-term bridging for professional developers.

Best for: Developers wanting a bank (not specialist) counterparty on larger tickets

Specialist non-bank bridging lender across regulated and unregulated products. Part of Enra Specialist Finance.

Best for: Fast, flexible bridging on larger or more complex residential schemes; heavy refurb facilities