Specialist UK bridging lenders.

Long-established specialist bridging lender, privately funded. Focuses on residential and commercial property bridging in England and Wales.

Best for: Mid-ticket residential and commercial bridging where sponsor relationship matters

Specialist short-term lender providing first and second charge bridging loans across the UK.

Best for: Second-charge bridging where the first charge lender won't consent to a full refi

Privately-funded non-bank bridging lender. No regulator approval limits — purely unregulated product.

Best for: Non-regulated bridging where speed trumps rate — commercial and BTL exit

Peer-to-peer backed specialist lender focused on short-term property finance in the South East.

Best for: Smaller-ticket residential or light refurb, particularly in SE England

Tech-led specialist lender covering bridging, development finance and buy-to-let. Publicly listed on LSE AIM.

Best for: Developers who want a single lender relationship across bridging and development

Specialist bridging and buy-to-let lender. Serves the broker market across England and Wales.

Best for: Broker-introduced residential or BTL bridging with a clear exit

Part of Octopus Group. Focus on residential bridging, development finance and healthcare property finance.

Best for: Higher-ticket residential bridging and transitioning into development debt

Specialist lender covering bridging, refurbishment and development finance across England, Scotland and Wales.

Best for: Light-to-heavy refurbishment where a separate construction tranche is needed

One of the UK's largest specialist lenders, offering both regulated and non-regulated bridging. Broad product range across residential, commercial and buy-to-let.

Best for: Mid-market bridging on residential or mixed-use where lender appetite matters as much as rate

Specialist bridging lender concentrating on residential and light-refurb product. Institutionally funded.

Best for: Clean residential or light refurb with a straightforward sale or refinance exit

Specialist non-bank bridging lender across regulated and unregulated products. Part of Enra Specialist Finance.

Best for: Fast, flexible bridging on larger or more complex residential schemes; heavy refurb facilities