Shawbrook Bank
UK challenger bank offering short-term property finance alongside a full lending suite. FCA-regulated.
What Shawbrook Bank is good at
Commercial or HMO bridging where the borrower wants a bank-regulated lender.
Operating notes
More process than specialists but competitive rates and larger ticket sizes available.
Property types they'll consider
- residential
- commercial
- BTL
- HMO
Who this lender suits
FCA-regulated bridging is best suited to owner-occupier residential deals — chain breaks, short-lease remortgages, downsizing bridges. If your deal is non-owner-occupier (BTL, commercial), look at the specialist lenders below. As a challenger bank, Shawbrook Bank has more internal process than pure specialists but lends at larger tickets and often at better rates for straightforward cases.
How to access Shawbrook Bank
Most UK bridging lenders prefer broker introductions rather than direct enquiries. A broker with a current lender panel can run a case past Shawbrook Bank alongside 3–4 alternatives and come back with indicative terms quickly.