Together
One of the UK's largest specialist lenders, offering both regulated and non-regulated bridging. Broad product range across residential, commercial and buy-to-let.
What Together is good at
Mid-market bridging on residential or mixed-use where lender appetite matters as much as rate.
Operating notes
Known for speed on regulated bridging. Deeper criteria than most — accepts adverse credit on non-regulated deals.
Property types they'll consider
- residential
- commercial
- semi commercial
- BTL
Who this lender suits
FCA-regulated bridging is best suited to owner-occupier residential deals — chain breaks, short-lease remortgages, downsizing bridges. If your deal is non-owner-occupier (BTL, commercial), look at the specialist lenders below. As a non-bank specialist, Together can be more flexible on criteria than a challenger bank, though usually at a higher rate.
How to access Together
Most UK bridging lenders prefer broker introductions rather than direct enquiries. A broker with a current lender panel can run a case past Together alongside 3–4 alternatives and come back with indicative terms quickly.