West One Loans
Specialist non-bank bridging lender across regulated and unregulated products. Part of Enra Specialist Finance.
What West One Loans is good at
Fast, flexible bridging on larger or more complex residential schemes; heavy refurb facilities.
Operating notes
Strong broker channel. Competitive on first charge residential bridging. Will consider second charge.
Property types they'll consider
- residential
- commercial
- BTL
- refurbishment
Who this lender suits
FCA-regulated bridging is best suited to owner-occupier residential deals — chain breaks, short-lease remortgages, downsizing bridges. If your deal is non-owner-occupier (BTL, commercial), look at the specialist lenders below. With typical completion around 10 days, West One Loans is a good fit when timing is the constraint. As a non-bank specialist, West One Loans can be more flexible on criteria than a challenger bank, though usually at a higher rate.
How to access West One Loans
Most UK bridging lenders prefer broker introductions rather than direct enquiries. A broker with a current lender panel can run a case past West One Loans alongside 3–4 alternatives and come back with indicative terms quickly.